urban institute nonprofit social and economic policy research

Low-Income Working Families

an Urban Institute project

Hispanic family with childOver 13 million American families with children have incomes under 200% of the federal poverty level. These families have difficulty making ends meet even if they work full-time. The Low-Income Working Families (LIWF) project tracks the well-being of low-income families over time and analyzes the risks these families face. Our researchers identify the factors that contribute to poor outcomes for these families and policy options that would reduce barriers and promote meaningful work for adults and positive outcomes for children.

The LIWF studies cover the experiences of low-income working families in their struggle for economic security; the components of a safety net that will support working families trying to provide adequately for their families and advance to higher paying jobs; better life chances for children; and the role of racial and ethnic disparities in economic outcomes.

The Low-Income Working Families project builds on more than a decade of research under the Assessing the New Federalism project, which followed struggling families as many left welfare.

Featured Topic

TANF (Temporary Assistance for Needy Families) is due for reauthorization by the end of 2010. Urban Institute experts examine the effectiveness of TANF and provide evidence for future policy decisions.



Highlighted Research from the Low-Income Working Families Project

Economic Security

The paper, "America Insecure: Changes in the Economic Security of American Families," synthesizes findings from a series of Urban Institute reports produced under the "Risk and Low-Income Working Families" research initiative funded by the John D. and Catherine T. MacArthur and Annie E. Casey Foundations. The paper places this research in the broader context of literature on economic mobility and income volatility and addresses two key questions: (1) How have economic instability and insecurity for America's low-income working families changed over time? and (2) What are the key factors for substantial income losses and recoveries from such losses?

Safety Net

The Temporary Assistance for Needy Families (TANF) program, the nation's primary safety net program for families with children, is due for reauthorization this year. The Urban Institute held a roundtable of experts from federal and state governments, academia, and policy organizations to discuss the program's current status and effectiveness. Highlights and reflections from the roundtable are presented in the LIWF brief, "Next Steps for Temporary Assistance for Needy Families."

More highlighted research

Ongoing Research

A New Safety Net for Low-Income Families: Work Supports and Advancement

America’s low-income working families are struggling to get by, too often forced to make impossible choices among food, housing, health care, and child care. Government safety nets were reformed in the mid-1990s with the promise that work would pay. But that promise remains unfulfilled for many families. These essays explore the challenges these vulnerable households face and suggest ways to protect them and help them thrive—urgent goals with far-reaching benefits for children, families, and the nation's economic future. Ongoing work examines programs for work supports and advancement to better jobs.


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